Return-to-India guides

Moving back to India,
done right.

Banking / Tax / Schools / Shipping. No fluff.

Tax + Estate PlanningNRI parent Indian Real Estate + Residential + Commercial + Under-construction + RERA + Section 194-IA 1% TDS + Section 50C stamp duty valuation + Section 56(2)(vii) heir exempt + Section 56(2)(xi) deemed gift + Section 54 + 54F + Section 80C principal + Section 24(b) interest + Section 80EEA affordable housing + FEMA USD 1M / year + DTAA + TRC + Form 67 + Section 90(4) 8-year + Black Money Act 2015 + Form 3520 + Form 8938 FATCA + FBAR FinCEN 114 + Section 671-679 grantor trust + Section 642/664 + FEMA NRO 7y + 10y retention + FEMA compounding + senior 60+ parent estate India 202630 min readTax + Estate PlanningNRI parent Indian Pension + EPF + VPF + Gratuity + Leave Encashment + Section 10(10AA) gratuity exempt + Section 10(10C) VRS exempt + Section 17 salary + Section 89 salary relief + Form 19 PF final settlement + Form 10C EPS pension + Form 13 PF transfer + EPF Act 1952 + Section 80CCD(1B) NPS Tier 1 additional INR 50,000 + Section 23(5AA)/(5ABA) family pension + FEMA USD 1M / year + DTAA + TRC + Form 67 + Section 90(4) 8-year + Black Money Act 2015 + Form 3520 + Form 8938 FATCA + FBAR FinCEN 114 + Section 671-679 + 642/664 + FEMA NRO 7y + 10y retention + FEMA compounding + senior 60+ parent estate India 202630 min readTax + Estate PlanningNRI parent Indian Mutual Fund + SIP + SWP + STP + equity + debt + hybrid + liquid + ELSS + Index Fund + ETF + FoF + Section 45 + Section 48 + Section 50CA FMV (unlisted MF units) + Section 111A STCG 15% + Section 112 LTCG 20% + Section 112A 10% (>INR 1 lakh aggregate per year) + STT Securities Transaction Tax 0.001% / 0.25% + Indexation Section 48(ii) CII 2001 base (NOT applicable to MF units) + Section 80C ELSS 1.5 lakh + FEMA USD 1M / year LRS + DTAA + TRC + Form 67 + Section 90(4) 8-year + Black Money Act 2015 + Form 3520 + Form 3520-A + Form 8938 FATCA + FBAR FinCEN 114 + Section 671-679 grantor trust + Section 642/664 + FEMA NRO 7y + 10y retention + FEMA compounding + senior 60+ parent estate India 202630 min readTax + Estate PlanningNRI parent Indian Direct Equity + Listed + Unlisted + PMS + Preferential + Rights + Bonus + Demerger + IPO + FPO + Section 45 + Section 48 + Section 50CA FMV (unlisted shares) + Section 50C stamp duty valuation NOT applicable + Section 111A STCG 15% (STT paid) + Section 112 LTCG 20% (holding > 24 months + 4% cess) + Section 112A LTCG 10% (> 12 months + > INR 1 lakh aggregate per year + 4% cess) + STT Securities Transaction Tax 0.1% / 0.025% + Section 80CCG Rajiv Gandhi Equity Savings Scheme RGESS (closed) + FEMA USD 1M / year LRS + FEMA PIS (Portfolio Investment Scheme) + NRE / NRO demat account + DTAA + TRC + Form 67 + Section 90(4) 8-year + Black Money Act 2015 + Form 3520 + Form 8938 FATCA + FBAR FinCEN 114 + PFIC Form 8621 + Section 671-679 grantor trust + Section 642/664 + FEMA NRO 7y + 10y retention + FEMA compounding + senior 60+ parent estate India 202630 min readmove planningNRI Parent Private Family Trust + HUF (Hindu Undivided Family) + Trustee KYC + PAN + Aadhaar + Passport + Trust Deed + Indenture of Trust + Charitable Trust + Section 11 + 12A + 80G + Section 13(1) + Section 56(2)(vii) + Section 49(2)(iii) + Section 64(2) + Section 9(1)(i) HUF + Section 10(13) HUF Exemption + Section 10(32) + Section 45 + Section 48 + Section 112 + Section 112A + Section 54 / 54F + FEMA USD 1M / year + Karta + Coparcener + Trust + HUF Partition + Succession for Senior 60+ Parent Estate India 202616 min readmove planningNRI Parent Estate Duty + Probate + Letters of Administration + Succession Certificate + Section 192 + 194 + 195 TDS on Inheritance + Section 56(2)(vii) Heir Receiving Property + Section 49(2)(iii) Cost to Previous Owner + Section 50C Stamp Duty Valuation + Section 45 + 48 + 112 + 112A + 111A + 54 / 54F + FEMA USD 1M / year + ITR-1 / ITR-2 + Section 80C + 80D + 80DDB + Form 10-I for Senior 60+ Parent Estate India 202616 min read

Quick check

Are you move-ready?

Five decisions. If any are unclear, that's your next action.

Current score

0%

You likely need a clearer move sequence before tickets become real deadlines.

Question 1

Have you locked a move date around tax and residency timing?

Question 2

Do you know which account handles day-one transactions after landing?

Question 3

If children are moving, is the school shortlist settled before choosing the area?

Question 4

Do you know whether you're shipping goods or rebuying locally?

Question 5

Can you map your first 30 days of cash in both rupees and your current currency?

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